Communication, Cryptocurrency

rating 4.2

We propose a way to solve this issue by implementing a system that provides peer-to-peer coverage. You and your teammates cover each other. If you submit a claim within your team, your teammates pay it. Teambrella is what insurance has always strived to be: a tool for sharing risks with peers and helping those in need.

Sales start


Sales end






Soft cap

2,000 ETH

Hard cap

10,000 ETH


Website Whitepaper

About Teambrella

There is a conflict of interest between insurance companies and policyholders. Teambrella is a peer-to-peer alternative to insurance. Peers have mutual control on most aspects of their coverage, such as risk evaluation and processing of payments. The mutual control is implemented via a voting mechanism that can be delegated to proxies. To ease the burden of payments between peers, we use a blockchain as a mean of providing coverage and payment of reimbursements.

Use the Teambrella app to tell the team about your claim. Your teammates can put themselves in your shoes, so there is no bureaucracy. Every decision is made via discussion and voting. And transparency enforces the Golden Rule of fairness: Treat others the way you want to be treated. When a team honors a claim, each teammate pays their share directly from their personal Ethereum wallet which is co-controlled by the team and the person. So there is no central entity that could keep the clients’ funds. We simply can’t profit from denying claims.

In Teambrella, one doesn’t have to vote all the time and can choose you to vote on their behalf. As a proxy, you are compensated by the team for your time and expertise. The more people trust you as a proxy, the bigger your compensation is.

Communication, Cryptocurrency

rating 4.2

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